Meet Our Team

It Takes a Village…

Every employee at Pacific Loanworks gives 110%, we all work together to achieve the same goal.

Matt Gross


Matthew's career in finance started after his graduation from California State University in 1998. His area of expertise was in the origination, underwriting and funding of Small Business Administration, conventional and hard money loans. In 2004, Matthew along with his father co-founded Pacific Loanworks, Inc. His vision was to create a full service lending company that would meet the needs of the real estate industry at a time when lending sources for both borrowers looking to purchase property and investors looking for a product with a better than market return was limited. He developed a loan program that is specifically designed for any type of property with simple qualifications and a fast funding process. Private investors who want a secure investment with an attractive yield find these Trust Deeds to be an excellent investment option. Under Matthew's leadership the company has grown considerably since its inception, and he holds a very optimistic outlook for the future growth of the company.

We think outside the box to get your loan funded

Mike Gross

Vice President

Mike's experience in consumer finance spans a period of over 48 years. His career started in 1966 in the retail business with vehicle and business financing. In 1978 Mike became a licensed general contractor specializing in the purchase, development and building of individual single family residences, condominiums and apartments. Larger projects included the construction of commercial, industrial and office buildings. Typical projects would range from small $20,000 room additions to complete developments of over $10 million. His experience has been a primary factor contributing to his unique ability to properly evaluate a borrower's loan request for any size or type of rehab, construction or development project. Mike's transition to hard money financing began in 1994 as Senior Manager of the Hard Money division of Old City Mortgage, located in Covina, CA. His additional responsibilities included the processing of Government and SBA loans, along with institutional and commercial lending. In 2003, Mike with his son Matthew, formed Pacific Loanworks, Inc. The company began with the origination of several types of loan products for residential, commercial and governmental loans. Today the focus of the company is on the origination, acquisition and servicing of privately funded Hard Money loans.

We are the fastest gun in the West

Jean Chang

Loan Servicing Manager

Jean started at Pacific Loanworks in January 2008. She has done it all at Pacific Loanworks from draw loan docs and lender docs to prepare funding conditions and audit the files for funding. She currently provides full servicing for all loans once they are booked, as well as overseeing all departments. Jean started processing loans back in 1993 with a mortgage company and went on to become an escrow officer with her own book of business, working with both independent and under title companies before she came to Pacific Loanworks. Jean has extensive experience with loan processing, escrows, title, doc drawing and full servicing.
Service, is the root of loan servicing

Erica Gross


Erica is the watchful eye quietly behind the scene monitoring all of the company's accounting and trust accounts. She also prepares all of the reports required for the company's CPAs and auditors. After graduating in 2001 with a degree in business management from California State University Northridge, Erica was head controller for Seaside Engineering. She then joined her husband Matthew, in 2004 to found Pacific Loanworks, Inc.

Balanced check book, balanced mind

Terry Alonso

Escrow Manager

Terry has been with Pacific Loanworks, Inc. since 2012. She has been working as an escrow officer since 1980 with experience in both sale and loan origination escrows for residential, income and commercial property. She is responsible for the processing of all of the loan origination escrows including the funding and coordination with borrowers, realtors, Title and outside escrow companies. Terry also handles requests for individual clients that have the need for specific escrow services.

Patience is a Virtue

Genevie Ayala

Administrative Assistant

Since 2012, Genevie has been the friendly voice and the person with a big smile that most people have been greeted by when they call or come in to Pacific Loanworks, Inc. She provides invaluable support to the Escrow and Loan Servicing Departments. She assists with the processing of payments and payoffs, monitoring of collections and fire insurance policies, preparation of borrower and investor correspondences, and the organization and storage of files. Genevie is also attending Citrus Community College and is close to earning her degree.

I love working with our borrowers

Jessica Solis

Escrow Assistant

Jessica has been with Pacific Loanworks, Inc. since 2015. Jessica works diligently to assist the escrow department with anything they need done. Jessica has been in the loan industry since 2012, and is currently working on her Bachelor’s Degree in Political Science with an emphasis of pre-legal studies at California State University, Los Angeles.
Learn something new everyday

Lisa Bruno

Document Drawer

Lisa is currently drawing loan documents and assisting with all aspects of loan booking and processing. Lisa has over twenty years experience in the Mortgage Industry, both in funding and drawing documents for FHA, VA, and conventional loans.
I work best under pressure

Jim "Hard Money" Urias

Account Executive

Jim has been licensed in Real Estate since 1992 and Hard Money Loans exclusively since 1999. Since that time, he has successfully completed thousands of loans with all types of scenarios. His experience coupled with hard work gets loans closed. Jim prides himself on quick responses to inquires, providing reliable information worth taking to the bank! He has direct contact with the money man. That’s right, it's “DIRECT” contact.
Never fear…’Hard Money’ Jim is here

Hector Martinez

Account Executive

Hector has over thirty years of experience in the Real Estate industry, and has been focusing his assets in commercial and residential loans for the past 10 years.
Just take the time to listen to the deal
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