It Takes a Village…
Matthew's career in finance started after his graduation from California State University in 1998. His area of expertise was in the origination, underwriting and funding of Small Business Administration, conventional and hard money loans. In 2004, Matthew along with his father co-founded Pacific Loanworks, Inc. His vision was to create a full service lending company that would meet the needs of the real estate industry at a time when lending sources for both borrowers looking to purchase property and investors looking for a product with a better than market return was limited. He developed a loan program that is specifically designed for any type of property with simple qualifications and a fast funding process. Private investors who want a secure investment with an attractive yield find these Trust Deeds to be an excellent investment option. Under Matthew's leadership the company has grown considerably since its inception, and he holds a very optimistic outlook for the future growth of the company.
We think outside the box to get your loan funded
Mike's experience in consumer finance spans a period of over 48 years. His career started in 1966 in the retail business with vehicle and business financing. In 1978 Mike became a licensed general contractor specializing in the purchase, development and building of individual single family residences, condominiums and apartments. Larger projects included the construction of commercial, industrial and office buildings. Typical projects would range from small $20,000 room additions to complete developments of over $10 million. His experience has been a primary factor contributing to his unique ability to properly evaluate a borrower's loan request for any size or type of rehab, construction or development project. Mike's transition to hard money financing began in 1994 as Senior Manager of the Hard Money division of Old City Mortgage, located in Covina, CA. His additional responsibilities included the processing of Government and SBA loans, along with institutional and commercial lending. In 2003, Mike with his son Matthew, formed Pacific Loanworks, Inc. The company began with the origination of several types of loan products for residential, commercial and governmental loans. Today the focus of the company is on the origination, acquisition and servicing of privately funded Hard Money loans.
We are the fastest gun in the West
Loan Servicing Manager
Service, is the root of loan servicing
Erica is the watchful eye quietly behind the scene monitoring all of the company's accounting and trust accounts. She also prepares all of the reports required for the company's CPAs and auditors. After graduating in 2001 with a degree in business management from California State University Northridge, Erica was head controller for Seaside Engineering. She then joined her husband Matthew, in 2004 to found Pacific Loanworks, Inc.
Balanced check book, balanced mind
Terry has been with Pacific Loanworks, Inc. since 2012. She has been working as an escrow officer since 1980 with experience in both sale and loan origination escrows for residential, income and commercial property. She is responsible for the processing of all of the loan origination escrows including the funding and coordination with borrowers, realtors, Title and outside escrow companies. Terry also handles requests for individual clients that have the need for specific escrow services.
Patience is a Virtue
Since 2012, Genevie has been the friendly voice and the person with a big smile that most people have been greeted by when they call or come in to Pacific Loanworks, Inc. She provides invaluable support to the Escrow and Loan Servicing Departments. She assists with the processing of payments and payoffs, monitoring of collections and fire insurance policies, preparation of borrower and investor correspondences, and the organization and storage of files. Genevie is also attending Citrus Community College and is close to earning her degree.
I love working with our borrowers
Learn something new everyday
I work best under pressure
Jim "Hard Money" Urias
Never fear…’Hard Money’ Jim is here
Just take the time to listen to the deal