SFR Rental – Duarte, CA
Property Value: $650,000 (No appraisal required – value estimated by The King)
LTV: 54%
Loan Amount: $350,000
Rate: 9.25% Fixed
Term: 5-Year Interest Only
Position: 1st Trust Deed
PLW Points: 2
Broker Fee Paid: 2 Points ($7,000) Paid at COE
Cash Out to Borrower: $140,000
A broker brought this deal to The King with a tight timeline that had to close in less than a week in Duarte, CA. This was a non-owner-occupied SFR rental, and the borrower needed cash-out funds immediately to pay business taxes.
The King went into action mode and performed his famous King’s value (no appraisal needed) to meet the borrower’s deadline. He committed to a $350,000 cash-out first trust deed loan, and the deal closed in less than a week.
The King can move at supersonic speed when borrowers need it. Everyone was happy, including the borrower and especially the broker.
Wow — the King’s staff closed this deal in 4 days with the help of the King’s supersonic funding!
Fix & Flip Conversion to Hold – Colton, CA
Property Value: $685,000 (No appraisal required – value estimated by The King)
LTV: 53%
Loan Amount: $363,000
Rate: 10.99%
Term: 5-Year Interest Only
Position: 1st Trust Deed
Referral Fee Paid: $3,660
Cash Out to Borrower: $98,000
A referral brought this borrower to The King after we previously funded a fix-and-flip in Colton, CA.
The borrower shared photos of a newly built ADU in the back of the property, along with a complete remodel of the front house. With strong rental potential for both units, the borrower decided to keep the property and requested an extension plus a refinance to recoup construction funds.
The King immediately agreed to a cash-out refinance to get the borrower’s money back for another project and structured a 5-year interest-only takeout loan. Everybody wins: the referral, the borrower, and The King.
When a fix-and-flip turns into a rent-and-hold opportunity, The King steps in.
The King loves fix-and-flip conversions to rent and hold!
Retail + Office Storefront Commercial – La Habra, CA
Property Value: $450,000
LTV: 50%
Loan Amount: $225,000
Rate: 10.50%
Term: 30/10 (30 years amortized, due in 10 years)
Prepay: None
Position: 1st Trust Deed
PLW Points: 2
Referral Fee Paid: 1 Point ($2,250)
Cash Out to Borrower: $50,000+
A referral brought this borrower to The King when she needed a cash-out refinance on a retail and office storefront commercial building in La Habra, CA.
The King immediately visited the property and met with the borrower in person, then committed to a long-term cash-out refinance solution. The deal closed in less than 5 days, making the borrower, the referral, and The King very happy.
With the cash-out proceeds, the borrower was able to pull out $50,000+ to remodel another non-owner-occupied property and term out a short-term hard money loan.
The King’s team did all the work, and the referral simply introduced the borrower to The King — WOW what a deal!
SFR Rental – Rialto, CA
Property Value: $525,000 (Broker BPO – No appraisal required)
LTV: 41%
Loan Amount: $217,000
Rate: 10.5%
Term: 10-Year Interest Only
Prepay: None
Position: 1st Trust Deed
Referral Fee Paid: 1 Point ($2,170)
A referral brought this borrower to The King with a serious situation.
The borrower owned a single-family rental property with his wife. Sadly, she passed away unexpectedly, and there was no will or trust in place. Now a single father of three, he was facing probate issues and with substantial equity in the property, losing it was not an option.
With extensive experience in complex real estate transactions, The King and his team structured a strategic solution. By utilizing a Hegstad Order, we were able to successfully close a loan that included cash out to provide the borrower with much-needed financial relief while preserving the property.
When deals get complicated, The King steps in.
Another tough deal successfully closed with the Hard Money King.
Three Recovery Center Properties Refi – Long Beach • Gardena • Pomona, CA
Total Loan Amount: $6,670,000
Position: First Trust Deed (3 separate loans)
Term: 2 Years
Rate: 11.99%
Prepay: None
Close Time: 10 days (right before Christmas)
Outside Broker Paid: 1.75 points on all three loans ($118,850 total)
A new broker came to the King after seeing one of our email blasts—and what followed was a textbook example of why brokers call the King of Hard Money when speed matters.
After a long conversation, the broker explained that his borrower owns three large recovery centers and needed quick rate-and-term financing (no cash out). Each property had its own loan with a small bank. When that bank was acquired by a much larger institution, all three loans matured at once.
The new bank agreed to refinance under one condition: certified audits and certified financials for the entire company. The problem? The borrower owns 24 locations, and completing certified audits would take 6–9 months. Meanwhile, the bank was calling the loans.
That’s when the King stepped in.
The King structured and funded three separate first-position loans, totaling $6,670,000, and delivered from start to finish—processed, underwritten, doc’d, funded, and closed in just 10 days.
The King always comes through.
One broker. One phone call. One King.
The newly approved outside broker earned 1.75 points on all three deals totaling $118,850, while the King funded $6,670,000 in just 10 days.
Not bad for a day’s work with the King. Call the King today and become an approved outside broker with our team.
Industrial Building with Cold Storage – Vernon, CA
Loan Amount: $2,060,000
Position: First Trust Deed
Term: 5-Year Interest-Only
Rate: 11.5%
Prepay: None, just 3 months E/I
Total Points: 2 (split between the King and the referral)
A referral recently came into the Kings office for a $2,000,000 cash-out loan on an industrial building in Vernon occupied by a cold-storage food supplier.
The referral explained the borrower needed immediate liquidity to cover accounts payable, as their A/R was running for 90 days, while suppliers required payment within 10 days. Timing was critical.
The King jumped into action, working directly with the borrower. After an onsite visit, we approved a $2,060,000 loan, allowing an existing $6,000,000 First Trust Deed to subordinate to the King’s new First for $2,060,000.
From start to finish, the deal was executed seamlessly. Our team knows how to get deals to the finish line.
At Kings, every borrower receives the same level of attention and process, whether the loan is $50,000 or $5,000,000.
The King loves industrial building loans, and this deal is a perfect example.
The King always protects his brokers and referral partners.
Call the King anytime.
Private School – San Francisco, CA
Loan Amount: $1,850,000
Rate: 11.99%
Term: 30/10
First Trust Deed
18-month payment reserve (no payments until month 19—a true lifesaver)
90-day prepay
Referring Agent Paid: 2 points – $37,000 at COE (WOW!)
A referring agent brought the King an urgent opportunity: a long-established private school whose loan had matured and was being called by the bank. The borrower was struggling and needed cash-out funds to remodel the school and keep operations running smoothly.
The King immediately flew to San Francisco, met with the borrower in person, toured the school, and reviewed the situation in detail. Nothing beats understanding a borrower’s needs face-to-face.
The school—family-run for over 40 years-needed capital to hire two additional teachers, renovate the facility, and stabilize cash flow. They also needed breathing room to get fully operational and profitable again.
The King delivered.
Approved: $1,850,000 First Trust Deed
Includes an 18-month payment reserve and $200,000 cash-out, giving the borrower the runway needed to get the school back in the black. The borrower can now move forward with confidence—and both the King and the referring agent walk away as the heroes of the deal.
The King loves schools—and is always here to help.
Truck Storage Yard – San Bernardino, CA
Loan Amount: $1,000,000
Rate: 12%
Term: 3 years
No Prepayment Penalty
First Trust Deed
Referring Agent Compensation: 1 point ($10,000) paid at COE
The King Funds another Truck Storage Yard San Bernardino!
The referring real estate agent presented The King with a truck yard property being used for truck storage. The King loves truck yards, contractor yards, and storage yards it’s his specialty.
The agent had the property listed, and the borrower needed quick cash to keep his business moving. The King stepped in and approved a $1,000,000 cash-out loan for business use. These are tough loans for most lenders, but not for The King. He closed the deal in just 5 days, with no appraisal required to document and fund.
The King follows his own rules fast approvals, fast funding, and no upfront appraisal. Call The King; he funds deals.
This was a win-win for everyone. The King, the agent, and the borrower.
SFR NOO Clean Up Loan – Los Angeles, CA
Loan Amount: $230,000
Rate: 9.99%
Term: 5-Year Interest Only
Prepay: None
Position: First Trust Deed
Broker Compensation: 2 points + $895
Pricing: $5,495 paid at COE
We’re excited to share a recent success story that highlights how The King can deliver fast, flexible financing solutions even under tight timelines.
One of our top brokers brought us a deal where the borrower’s loan was about to mature, and despite the broker’s best efforts to secure a DCSR loan, the lender backed out at the last minute. With just two weeks left before the existing lender was set to file a Notice of Default (NOD), The King stepped in to save the day.
After a quick drive-by of the property, we approved a short-term loan to pay off the existing debt, cover the taxes, and provide the borrower with some cash out. This was an SFR NOO rental property in Los Angeles, and we were able to close the loan in just 10 days from start to finish.
The King is committed to originating all types of loans, big or small. Whether it’s a straightforward loan or something more complex, we take them all and close them fast. And as always, we make sure our brokers are well compensated for their hard work and dedication.
A reminder to our broker partners: Yes, you can charge points and fees, and we always have your back to ensure you’re protected and compensated. Your success is our success. If you have similar deals or any questions, don’t hesitate to reach out. We’re here to help make your deals happen quickly and smoothly.
Semi-Truck Storage – San Bernardino, CA
Property Type: Land used for parked/stored semi-trucks
Location: Waterman St, San Bernardino
Valuation: $2,000,000
Loan Amount: $600,000 (all cash out – no payoffs)
LTV: 30%
Rate: 12%
Term: 3 Years
Prepay Penalty: 6 Months
Lien Position: First
Total Points (incl. referral): Standard
Referral Fee Paid: 1 Point = $6,000
Time to Close: 7 Days
A referral brought this unique opportunity to The King — land in San Bernardino being used to park and store semi-trucks. Other brokers and hard money lenders said “No” because there was no structure on the property. But as The King always says:
“No’s are free — but a ‘Yes’ might change your day. “Unlike the novice lenders, The King knows how to spot value. Land deals are funded case by case, and this one made sense. So we got it one — fast.
Rejected by others? Let The King take a look.
If it works, you’ll get an answer in 5 minutes — Yes or No.
The King loves deals others pass on.
Try The King — you won’t be disappointed.
Auto Repair – Los Angeles, CA
Property Value: $1,500,000
Loan-to-Value (LTV): 20%
Loan Amount: $305,000
Interest Rate: 11.99%
Term: 30/10 (30-year amortization, 10-year call)
Prepay: None
Position: First Trust Deed
Referral Fee: 1 point ($3,050)
We recently helped a borrower in a tough situation—and we want to show you how we can help yours too.
A referral contacted the Hard Money King with a special request: A borrower was facing a looming tax sale in just 10 days, and the lender was about to call the loan due to unpaid property taxes. The borrower had fallen behind for nearly five years, and the property was scheduled for a tax sale. However, there was plenty of equity in the property to refinance, but the current lender was only offering to advance the back taxes before issuing a Notice of Default. The borrower, who had inherited the property after losing her husband three years ago, was struggling to keep up with maintenance and payments. The Hard Money King sprang into action—meeting with the borrower, assessing the property, and approving a new loan within just 20 minutes!
Here’s what we did:
- Paid off the existing mortgage and property taxes
- Provided a small cash-out to the borrower
- Structured a 30-year partially amortized loan with a 10-year call
- Set up a tax impound account to ensure the borrower’s taxes are always paid on time
In just 5 days, we funded the loan, saving the property from a tax sale and preventing the Notice of Default. The borrower, the referral, and the Hard Money King were all thrilled with the outcome!
The King LOVES referrals and always pays at closing! If you have clients in need of a solution like this, send them our way. We handle everything with speed and efficiency.
Santa Ana Auto Repair – Bankruptcy Foreclosure Purchase
Purchase Price: $3,530,000
LTV: 55%
Loan Amount: $1,965,000
Term: 3-year Interest Only
Prepay: 6 months
First Trust Deed
Interest Rate: 11.99%
Points: 4 points, split with broker
Broker’s Pay: 2 points ($39,300)
Closing Time: 1 week
We’ve got another success story to share, thanks to one of our approved brokers who brought a tricky situation to the King. Here’s how it played out:
A broker’s borrower made an all-cash offer on a property in Santa Ana, which was in bankruptcy liquidation. The borrower expected a lengthy approval process of around 6 months with the bankruptcy court. However, to everyone’s surprise, the court approved the sale with just 2 weeks to close.
With a $250,000 non-refundable deposit already in place with the Trustee, the borrower was now facing a serious problem: they only had 50% of the funds needed to close the deal.
The borrower, who owns and operates body shops, planned to use this new location as an additional shop with everything on the line.
After a quick visit to the property, the King stepped in and approved a 55% LTV purchase loan to close the deal in just 1 week-and saved the borrower’s $250,000 deposit.
The borrower, broker, and King are all thrilled with the outcome. The King thrives on these tough scenarios, and this is just another example of how we turn hard deals into smooth closes.
Church Property
Simi Valley, CA
LTV: 54%
Loan Amount: $2,230,000
Rate: 11.99% Fixed
Term: 30/10
Prepayment: None
Position: First
Commission: 1 Point ($22,300)— A generous fee for just a phone referral
This referral came from another Church Lender. The borrower reached out to the King with a situation, and we were able to provide a solution. The borrower had purchased the property a year ago using another hard money lender who offered a one-year loan at a high rate. To extend the loan, the lender required a 4-point extension fee each year, which didn’t make sense to either the borrower or the King.
The King immediately drove out to Simi Valley to meet the borrower, assess the property, and discuss the situation. After reviewing everything, the King agreed to fund a loan with terms that worked for the church. Additionally, the King offered to refinance the loan at a lower rate in the future with minimal cost. Everyone involved— the borrower, the church, and the referrer — was satisfied with the outcome. As always, the King paid a referral fee for the introduction. The King loves Church loans and referrals.
SFR – Fix & Flip and hold PURCHASE
Colton, CA
Property Value: $440,000.00
LTV: 55.56%
Loan Amount: $250,000.00
Rate: 11.99%
Term: 5 Years
Prepayment: 3 Months
Position: 1st Lien
Commission: 1% referral fee paid $2,500.00 and as always, we did all the work from Start to finish!
Unlock Hard Money Solutions Forever with Confidence!
Do you need a reliable lender who understands complex real estate deals? You’ve come to the right place! One of our new customers came to us with a huge down payment and money for fixed, wanting to take out a $250,000 loan to purchase a property in need of repair. This home also featured an illegal ADU and a subpar lien from the city — but we worked it out seamlessly! We provided a tailored 5-year interest-only loan, in addition to 30/10 and 20-year fully amortizing loan options, giving the borrower comfort and flexiblity. our ability to offer long-term hard money solutions sets us apart from our competitors in the business.
Commercial – Church REFINANCE
Los Angeles, CA
Property Value: $750,000.00
LTV: 43.33%
Loan Amount: $325,000.00
Rate: 11.99%
Term: 5 Years
Prepayment: No
Position: 1st Lien
Commission: 1 point referral fee paid $3,250.00
Our Enthusiasm for Church Loans Drives outcomes!
We really are passionate about church loans. Recently, we were able to assist a borrower in need of capital. The borrower requested funding but was being injured by their existing lender losing access to pools of investors for church loans – an unusual event in our experience. We closed quickly and were able to finance the loan in under 10 days. We not only paid off the borrower’s existing loan but provided them with $125,000 to use in their business. The outcome was a win-win for everyone involved: the borrower was pleased with the financing, and the referring lender earned a 1-point commission for having arranged the transaction. We remain committed to providing fast, reliable solutions in church financing, We love church loans, and we’re here to help your organization thrive.
Commercial REFINANCE
Riverside, CA
Property Value: $1,275,000.00
LTV: 55.00%
Loan Amount: $700,000.00
Rate: 11.99%
Term: 5 Years
Prepayment: No
Position: 1st Lien
Commission: 1.5% $4,600.20. The agent was very happy with their commission paid form escrow
Owner-Use Tire Shop Financing: We Finance Difficult Deals Fast!
A broker came to us with a challenging deal on a matured loan and didn’t know where to turn. But once they called the Hard Money King, they quickly found they had come to the right source. Following a site visit to see the borrower, the King made a commitment, and we funded this excellent opportunity—a classic metal building—within a week without an appraisal. Let us help you close your tough deals fast!
Commercial REFINANCE
2 buildings on one lot auto parts store and a small restaurant – Riverside, CA
Property Value: $1,075,000.00
LTV: 63.64%
Loan Amount: $700,000.00
Rate: 11.99%
Term: 5 Years
Prepayment: 3 Months
Position: 1st Lien
Commission: 1.5% or $10,500.00 this is what the Broker was paid directly from escrow
No SS? No Problem! We’ve Got the solution You Need!
We received a new broker coming to us for help with a tough case on a borrower whose mortgage payments and property taxes were in arrears. The loan had matured and was set to get a Notice of Default (NOD). Enter The Hard Money King to save the day! After seeing the broker, talking with the borrower, and seeing the property, we knew we had a solution. Even though the borrower spoke Spanish only and didn’t have a Social Security Number—just a Tax Identification Number (TIN)—we were willing to make it work. Why? Because our team members speak nearly all of Spanish, and we are specialists in financing deals without a Social Security Number requirement. When all others say NO, we SAY YES! We’ll help you close deals—Quick, Compliant, and with No SS needed!
Single Family
PURCHASE FIX AND FLIP Moreno Valley, CA
Property Value: $485,000.00 Purchase price
LTV: 90.00%
Loan Amount: $418,000.00
Rate: 12.00%
Term: 1 Year
Prepayment: No
Position: 1st Lien
We love paying referral fees. Referral fee paid to Real estate Agent 1 point $4,850. Not bad for PLW doing all the work!
We Secure Purchase Deals on The Spot
Here at Pacific Loanworks, Inc, we are experts in providing fast, reliable funding solutions for real estate investors. In a recent scenario, a real estate agent referred a borrower to us after the borrower had been denied several times and was going to lose a $50,000 good faith deposit. While the borrower had been turned down three times, our team saw potential and acted quickly. Upon visiting the property and meeting with the borrower, we recognized his track record as an experienced rehabber—though not yet locally established. Understanding how time-sensitive this was, we immediately committed to securing the necessary funding so the borrower could salvage their $50,000 deposit and proceed with the transaction. Thanks to our proactive approach, we managed to approve and fund the loan in just four days, saving the deal and enabling the borrower to move forward. Our fast turnaround and one-on-one service are what set us apart, getting the job done when timing is critical. Partner with us to enable your clients to get the help they need to close deals successfully.
Church & SFR
Cash Out – Los Angeles, CA
Loan Amount: $240,000.00
Rate: 11.99%
Term: 5 Years Interest only
Prepayment: 3 Months
Position: 1st Lien
Lender/Broker received a 1-point referral fee of $2,400 and we did all the work from start to finish!
We maintain a diverse network of investors willing to lend a hand. Recently, we received an inquiry for a loan from a lender/broker looking to provide their borrower with access to cash. The lender/broker had, unfortunately, lost access to their investor network due to unspecified reasons. As a company that places a high premium on assisting faith-based communities, we were more than glad to jump in and provide assistance. Without the need to obtain an appraisal, we utilized a drive-by inspection from our personnel and were able to close the loan within 5 days.
Commercial Retail
CASH OUT – Fairfield, CA
Property Value: $2,500,000.00
LTV: 42%
Loan Amount: $1,000,000.00
Rate: 11.50%
Term: 5 Years Interest only
Prepayment: No
Position: 1st Lien
Commission: 2% to Broker ($20,000.00) plus processing fees
Statewide Coverage of California Deals – Fast and Efficient Financing
At Pacific Loanworks, Inc, we are proud to provide statewide coverage to customers across all of California. We recently were referred by on of our local brokers to an intriguing deal from a seasoned borrower she had kept for many years. While the broker had financing options open in the Los Angeles marketplace, she was not able to locate private money lenders willing to lend outside of that geographic market. We on the other hand, represent the whole state of California, so we were able to jump in and commit to the project in a flash. Because of the broker’s aggressive effort – having already opened title and escrow – we were able to accelerate the process considerably. This loan involved a retail commercial property to be used by the owner, and it was put in an extremely desirable location. To our amazement, we closed the transaction within a week. The loan served as a cleanup vehicle, retiring an experienced hard money loan, paying off overdue property taxes, and resolving IRS liens. Another commercial retail cleanup loan done successfully. Happy broker, happy borrower, and well done! Let Pacific Loanworks, Inc, be your first-choice partner for certain fast, statewide financing solutions.
Church School Building
CASH OUT Long Beach, CA
Value: $2,500,000
LTV: 49%
Loan amount: $1,210,000
Rate: 11.99%
Term: 30/10
Prepay: 3 months
Position: First
Cash out: $500K +
Referral fee paid 1 point $12,100
The King loves church deals vacant or not. Closed in 7 days!
A referral came in from an agent with a vacant church building. The borrower was renovating it to lease to a school, but they needed approximately $500k in cash-out to fund new church initiatives. Financing vacant churches can be challenging, but the King has a passion for these types of loans and always works hard to deliver the funds needed. We were able to get the deal done and help the borrower keep their plans on track.
Triplex Vacant
CASH OUT FOR REMODELING Maywood, CA
ARV value: $710,000
LTV: 50%
Loan amount: $355,000
Rate: 11.99%
Term: 5 year I/O
Prepay: 6 months
Position: First
Cashout: $100K
Outside Broker made 2 points plus $999 processing fee $8,099. Yes, Brokers an charge fees as well as the lender.
We love multifamily 1-4 units. Closed in 5 days!
A broker brought us this deal that needed fast funding to remodel existing units and prepare them for rental. The units required complete renovations before they could be leased at market rates, and the borrower intended to refinance with hard money after seasoning the loan. We love multifamily deals and were able to close this one in just 5 days, providing the borrower with the quick funding they needed.
Commercial Building
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $775,000
Refinance
Rate:: 11.50% I/O
LTV: 33%
Broker Made: 4 points $31,000 Wow!
Broker brought us this deal, with a 92-year-old borrower and his family members in approval to do a cash-out loan to completely remodel the building. That would help them maximize the rents & fill up the vacancies. We approved a loan to pay off high interest private money loan in first & second position and got the borrower 168k cashout to accomplish what they needed to do. The King, Broker & borrower were all very happy with the sooth transaction. Closed this deal in less than a week!
Mobile Home Park
Business Use Cash-Out Grand Terrace, CA
1st Trust Deed Loan Amount: $900,000
Refinance
Rate: 11%
LTV: 45% mostly land
Term: 5 Years
Broker Made: Received a 1 point referral fee $9,000.00, Not bad for a 10 minute phone call.
A broker came to us with us with a borrower looking for cash out and wanting to get rid of 2 high-priced private first and seconds. The cashout was needed to buy some used mobile homes and remodel them completely. Then sell the homes and end up with rent on the spaces. We always take our borrowers’ ideas on cashout and implement them if the idea is great; we will always fund the loan to accommodate the borrower. This was a big money maker! We love Mobile Home Parks. Refer us the deal. All we need is an introduction, and we always pay 1 point referral fee, no questions asked. We do all the work!
Restaraunt
Refinance Whittier, CA
1st Trust Deed Loan Amount: $225,000
Refinance
Rate: 11.25%
LTV: 26%
Term: 7 Years
Broker Made: $2,250.00
Broker refers to this restaurant property that the borrowers have been operating for more than 25 years. They were in trouble with the state of back taxes and a high interest loan, which was going to mature shortly. We were able to come through as always with a loan that not only paid off the back taxes, the property taxes, and maturity of the loan. It also gave them a little cashout for reserves. We love great restaurant loans! Try us on your next deal referral or broker.
Commercial Building
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $175,000
Refinance
Rate:: 12%
LTV: 44%
Term: 30 Years due in 10 Years
Current borrower was looking to refinance our loan and take cash out to develop a multiple use property. Despite an out of state signer we did everything to ensure a smooth signing experience. We closed the deal in 8 days, providing our borrower with over $41,000 for their project.
Motel
Business Use Cash-Out Riverside, CA
1st Trust Deed Loan Amount: $1,570,000
Refinance
Rate: 12%
LTV: 31%
Term: 2 Years
Broker Made: $15,700
Long time Broker partner came to us with us with a borrower interested in buying a new investment property. Instead of wiping out their saving they wanted to capitalize on the equity in their motel property before rehabilitating and selling the motel. Our loan closed 9 days after opening and got the borrower $1,496,000 in cash out.
Single Family Residence
Purchase Norwalk, CA
1st Trust Deed Loan Amount: $390,000
Purchase
Rate: 11.99%
LTV: 62%
Term: 2 Years
Broker Made: $9,750
Broker partner came to us who needed new financing for their – and fast. The original lender fell through at the last minute but our borrower was still committed to the closing date. We swooped in and got it done in 5 days, securing a desirable investment property for the client.
Single Family Residence
Fix and Flip Purchase Los Angeles, CA
1st Trust Deed Loan Amount: $450,000
Purchase
Rate:: 11.99%
LTV: 60%
Term: 1 Year
Referral Fee: $4500
This borrower found a great Fix and Flip property in Los Angeles and came to us to get the loan done quickly. In addition to this purchase loan, we handled the cashout refinance so they could remain liquid. We seamlessly coordinated the two loans and closed everything in 2 weeks.
Single Family Residence
Business Use Cash-Out Menifee, CA
1st Trust Deed Loan Amount: $320,000
Refinance
Rate: 11.99%
LTV: 56%
Term: 1 Year
Broker Made: $3200
Long time loan partner decided it was their turn to be a borrower. They needed a lender who could quickly fund a cashout refinance so they could get the funds required for their purchase. We paid off the existing liens on their rental and got them over 140k cashout. To ensure an even smoother process for our borrower we sent the funds directly to the purchase escrow (at our borrower’s request).
Restaurant
Business Use Cash-Out Whittier, CA
1st Trust Deed Loan Amount: $225,000
Refinance
Rate: 11.25%
LTV: 26%
Term: 7 Year
Referral Fee: $2250
Current borrowers. They needed to refinance our existing loan to pay off a state lien and make improvements to their property. They took a vacation mid process. We worked diligently so that once they were back docs were ready to be signed and we could fund/close immediately after that.
Single Family Residence
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $575,000
Refinance
Rate:: 11.99%
LTV: 40%
Term: 1 Year
Broker Made: $17,250
A return Broker came to us with a client who was ready to sell their property. However, first they wanted to take advantage of their equity and get cashout to do some quick upgrades and invest in other real estate. We got the borrower over $172,000 in cashout and closed in a week.
Land
Purchase Rancho Cucamonga, CA
1st Trust Deed Loan Amount: $330,000
Purchase
Rate: 12%
LTV: 50%
Term: 3 Years
Referral Fee: $3,300
Long time long partner referred this borrower to us. Traditional lenders were struggling with the property type and timeline and the 10 day closing deadline. Neither was a problem for us.
Apartment Building
Purchase Pasadena, CA
1st Trust Deed Loan Amount: $1,100,000
Purchase
Rate: 10.50%
LTV: 72%
Term: 3 Years
Referral Fee: $11,000
Agent referred this borrower to us. Their lender failed to get the deal closed even after docs were signed. The borrower stood to lose their $100,000 deposit if it didn’t by the close of escrow date. We got it done for them in 3 days!
Truck Yard and Commercial Land
Business Use Cash-Out Jurupa Valley, CA
1st Trust Deed Loan Amount: $2,100,000
Refinance
Rate:: 12.75%
LTV: 49%
Term: 3 Years
Broker Made: $31,500
A new Broker came to us with a client who needed a cleanup loan: multiple mortgages, City liens, State lien, taxes due all needing to be paid off. We cross collateralized their business properties and got them a clean slate.
Auto Repair Shop
Purchase Glendora, CA
1st Trust Deed Loan Amount: $1,100,000
Purchase
Rate: 11.99%
LTV: 41%
Term: 30 due in 10 Years
Referral Fee: $11,000
A return customer was looking to expand their business and purchase new shop location. They had a lease option on the property allow them to negotiate a great sales price. We based our loan the actual value not the negotiated price outting them in an even better place loan wise. Additionally, we had their information on file which meant a relatively streamlined loan process.
Single Family Residence
Fix and Flip Redlands, CA
1st Trust Deed Loan Amount: $324,000
Purchase
Rate: 11.99%
LTV: 80%
Term: 1 Year
Referral Fee: $3,240
Return Customer. Came to us with another fix and flip property. After viewing the property and neighborhood and it was clear there was much potential for the project. We funded 80% of the purchase price!
Multi Family Residence
Business Use Cash-Out Los Angeles, CA
2nd Trust Deed Loan Amount: $120,000
Refinance
Rate:: 10%
LTV: 31%
Term: 3 Years
Return customer. Taking a second mortgage to remodel their rental units and increase income opportunity. Streamline loan process since everything was on file from past loans. Closed in one week netting them around $110,000 cashout.
Motel
Business Use Cash-Out Visalia, CA
1st Trust Deed Loan Amount: $1,430,000
Refinance
Rate: 12.75%
LTV: 41%
Term: 30 due in 10
Return customer. New loan combines combines 1st and 2nd mortgages and takes out $117,000 cash out to make repairs and improvements to the building to keep business running smoothly
Commercial
Business Use Cash-Out San Bernardino, CA
1st Trust Deed Loan Amount: $225,000
Refinance
Rate: 11.99%
LTV: 50%
Term: 5 Years
Referral Fee: $2250
Borrowers have long owned this property and decided it was time to breathe new life into it. They wanted funds fast to get it done and were referred to us. We go them over $205,000 in cashout for their rehab project.
Single Family Residence
Fix and Flip Riverside, CA
1st Trust Deed Loan Amount: $250,000
Purchase
Rate:: 11.99%
LTV: 78%
Term: 1 Year
This Borrower came to us with a great property with a lot of potential. Fix and flips are Hard Money classic, and this deal was no exception.
Commercial Building
Business Use Cash-Out Oakland, CA
1st Trust Deed Loan Amount: $1,650,000
Refinance
Rate: 13.5%
LTV: 50%
Term: 5
Broker Made: $41,250
Complicated loan and property type – but we still did it. After confirming all of cannabis documents were in order and the property value was good we were able to get these borrowers the loan they needed to pay off their exising first mortgage, city liens, along with the cashout they wanted for property improvements and business expansion.
Duplex
Business Use Cash-Out Los Angeles, CA
2nd Trust Deed Loan Amount: $165,000
Refinance
Rate: 12.50%
LTV: 64%
Term: 2 Years
Long time borrower wanted funds to finish building an ADU. Since we had everything on file we were able to streamline the loan the process and get them over $150,000 cashout in less than a week
Single Family Residence
Business Use Cash-Out Duarte, CA
1st Trust Deed Loan Amount: $200,000
Refinance
Rate:: 10.99%
LTV: 33%
Term: 7 Years
Referral: $2,000
Long time borrowers, referred to us by an agent, needed to make renovations and upgrades to their rental property (new roof, painting, new windows). We got them over $200,000 in cash out in 5 days.
Commercial Building with Contractor’s Yard
Business Use Cash-Out Chino, CA
1st Trust Deed Loan Amount: $3,036,000
Refinance
Rate: 11.99%
LTV: 58%
Term: 30 due in 10 years
Broker Made: $60,720
Our broker came to us with a borrower that needed cash asap for a business project they were working on. With our help they consolidated multiple mortgages and got $500,000 in cash out to fund business operations.
Land
Business Use Cash-Out Rancho Cucamonga, CA
1st Trust Deed Loan Amount: $750,000
Refinance
Rate: 12.50%
LTV: 30%
Term: 5 Years
Referral: $7,500
This borrower was referred to us needing funds for payroll, daily operations, and to pay off a line of credit for a different property. They ended up with over $700,000 in cashout to accomplish their goals. We went from application to funding in 7 days.
Single Family Residence
Fix and Flip with Cross Collateral Bloomington, CA
1st Trust Deed Loan Amount: $300,000
Purchase
Rate:: 11.99%
LTV: 39%
Term: 5 Years
Broker Made: $3,000
Fix and Flips are a hard money classic. So, when one of our approved Brokers came to us with a client wanting to do one, we worked with them to get it done!
Manufactured Home
Business Use Cash-Out Nuevo, CA
1st Trust Deed Loan Amount: $150,000
Refinance
Rate: 11.99%
LTV: 46%
Term: 5 Years
Broker Made: $7,500
Our borrowers needed to renovate their rental and pay taxes. Once the necessary documents were provided to title that the foundation was premanent, we got docs done and funded this ASAP.
Commercial Property
Business Use Cash-Out Covina, CA
1st Trust Deed Loan Amount: $705,000
Refinance
Rate: 10.99%
LTV: 28%
Term: 5 Years
Broker Made: $7,050
Our borrower needed cash to fund a new business venture. Since the property was local, we didn’t require an appraisal, only an environmental report. Once the property was confirmed clean, we got the borrower over $170,000 in cashout.
Mixed Use Building
Business Use Cash-Out Beaumont, CA
1st Trust Deed Loan Amount: $250,000
Refinance
Rate:: 11.99%
LTV: 50%
Term: 5 Years
Broker Made: $6,250
Our longtime Broker had a client who had a business project that needed to be funded ASAP. The Borrower decided to take cash out of a Free and Clear property and needed a fast lender to get it done. We got them $225,000 for their business and did it in ten days.
Single Family Residence
Business Use Cash-Out Solvang, CA
1st Trust Deed Loan Amount: $500,000
Refinance
Rate: 11.99%
LTV: 50%
Term: 5 Years
Referral Fee: $5,000
This Borrower was referred to us with a rental up in Santa Barbara wine country. They wanted to do some repairs and add an addition to the rental. We got them over $300,000 cashout to accomplish those goals and paid off their existing matured mortgage. We lend all over California!
Single Family Residence
Business Use Cash-Out Laguna Beach, CA
1st Trust Deed Loan Amount: $1,100,000
Refinance
Rate: 11.99%
LTV: 28%
Term: 1 Year
Broker Made: $22,000
Returning Broker and Borrower came to us with a Free and Clear property. The Borrower wanted to use the equity to take out over $1,000,000 in cash to build a new house. They have the property listed for sale so we only did a 90 day earned interest. We got it done in one week. We fund 100% cash out deals!
Commercial Building
Business Use Cash-Out Whittier, CA
1st Trust Deed Loan Amount: $1,700,000
Refinance
Rate:: 11.99%
LTV: 43%
Term: 5 Years
Referral Fee and Broker Fee: $27,000
This borrower needed a clean loan to help them keep their property since they were in NOD (Notice of Default). We came in paid outstanding taxes, multiple liens, their existing mortgage, and got them cash out to help with additional business needs. With all that we got it done in 10 days.
Single Family Residence
Fix & Flip Los Angeles, CA
1st Trust Deed Loan Amount: $469,000
Purchase
Rate: 11.99%
LTV: 79%
Term: 1 Year
Referral Fee: $4,690
Experienced flippers came to us with a great LA property and a vision. Their existing Lender got them to docs but couldn’t get it funded. Because of this delay, they were going to lose their deposit on the property. We got it closed for them in a little over a week. Fix and Flips are a Hard Money classic.
Multi Family Residence
Business Use Cash-Out Laguna Beach, CA
1st Trust Deed Loan Amount: $1,400,000
Refinance
Rate: 11.99%
LTV: 48%
Term: 1 Year
Referral Fee: $28,000
A returning Broker came to us with an extremely tight funding deadline and asked us to help their client. The client needed to pay off their existing mortgage and take out over $730,000 in cashout to fix up their rental properties. We took it from opening to docs in one week.
Single Family Residence
Business Use Cash-Out Sun Valley, CA
1st Trust Deed Loan Amount: $365,000
Refinance
Rate:: 11.99%
LTV: 46%
Term: 5 Years
Referral Fee: $3,650
Long time borrower with multiple loans coming due. We worked with their other lenders and got it done and as soon as possible. We even managed to get them some cash out. A bonus: the application was streamlined because everything was on file already.
Multi Family Residence
Purchase Finance Eastvale, CA
1st Trust Deed Loan Amount: $850,000
Purchase
Rate: 11.99%
LTV: 65%
Term: 5 Years
Broker Made: $8,280
A returning Broker came to us with a client who wanted to buy a vacant multifamily property that needed a complete reno but had great bones. They had the funds for renovations, but due to property’s condition, conventional banks said no. We got it done!
Restaurant
Business Use Cash-Out Whittier, CA
1st Trust Deed Loan Amount: $487,500
Refinance
Rate: 12.00%
LTV: 65%
Term: 5 Years
Referral Fee: $4,875
This restaurant owner wanted to refinance and take cash out to remodel. They had plans expand the patio, which would help better provide a better experience for customers and increase revenue. We gave them the $88,000 in cash out they needed to do that and closed in a week.
Commercial Building
Business Use Cash-Out South Gate, CA
1st Trust Deed Loan Amount: $1,100,000
Refinance
Rate:: 11.99%
LTV: 42%
Term: 30 Years due in 10
Broker Made: $22,000
Return broker and borrower. When it was time to renovate. They came back to us to refinance their existing PLW loan to take out over $311,000 to fund their reno. Closed in 8 days.
Church
Business Use Cash-Out San Bernardino, CA
1st Trust Deed Loan Amount: $697,000
Refinance
Rate: 11.99%
LTV: 22%
Term: 5
Broker Made: $13,940
This Church wanted to consolidate their monthly creditors and get $150,000 in cash-out. We love helping churches so we didn’t hesitate to get this loan funded for them.
Single Family Residence
Business Use Cash-Out Whittier, CA
2nd Trust Deed Loan Amount: $36,000
Refinance
Rate: 12.99%
LTV: 26%
Term: 7 Years
Broker Made: $360
A current borrower needed funds to redo their rental’s roof, but they were happy with the terms of their first. We worked with them and got them the cash they needed by giving them a 7 year 2nd TD and netting them just shy of $26,000. No appraisal needed. Most of the documents were on file already from our first loan so minimal work for the borrower was needed.
Equestrian Center
Rate/Term Refinance Montebello, CA
1st Trust Deed Loan Amount: $630,000
Refinance
Rate:: 10.99%
LTV: 32%
Term: 5 Years
Broker Made: $12,600
Return Broker and Borrower. Borrower’s current loan was coming due. We came in with a 5 year loan and got it down in one week for them! No cashout loan on basically land and horse corrals this is an equestrian center.
Single Family Residence
Business Use Cash-Out Moreno Valley, CA
1st Trust Deed Loan Amount: $200,000
Refinance
Rate: 11.99%
LTV: 44%
Referral Fee: $2000
A fully cashout out loan for business use on a rental property. This loan was referred to us. We did rigth by our referral source and the borrower and got it wrapped it up in less than 5 days.
Single Family Residence
Business Use Cash-Out Sylmar, CA
1st Trust Deed Loan Amount: $400,000
Refinance
Rate: 11.50%
LTV: 53%
Term: 3 Years
Broker Made: $8,000
A long time Broker brought this deal to us. Their borrowers needed cash to fix up their rental and maximize their monthly income. We went from opening to funding in a week.
Commercial
Business Use Cash-Out Torrance, CA
1st Trust Deed Loan Amount: $870,000
Refinance
Rate:: 11.99%
LTV: 60%
Term: 20 Years
Our borrower wanted to refinance their commercial property and invest in their business (marketing, vendors, materials, etc.). We made them a loan with over $425k cash out and gave them a 20-year term in less than a week.
Multi Family Residence
Business Use Cash-Out Apple Valley, CA
1st Trust Deed Loan Amount: $340,000
Refinance
Rate: 11.99%
LTV: 49%
Term: 30 Years due in 10
Our borrower came to us with a great property out in Apple Valley that needed some repairs and improvements. We gave them $178k in cashout, closed in it their trust, and did it all in 9 days.
Commercial Lot
Business Use Cash-Out Jurupa Valley, CA
1st Trust Deed Loan Amount: $425,000
Refinance
Rate: 11.99%
LTV: 50%
Term: 30 Years due in 10
Broker Made: $8,500
One of our approved brokers brought this to us. Their client was moving their business from Los Angeles to Jurupa Valley. They needed additional funds to complete the transition; this cash-out secured them $86,000.
Commercial
Business Use Cash-Out Whittier, CA
1st Trust Deed Loan Amount: $420,000
Purchase
Rate:: 11.99%
LTV: 70%
Term: 5 Year
Broker Made: $6,825
The Broker came to us with this deal and needed it to be closed in less than a week. The borrower only had 30% down plus costs. The Hard Money King drove out and approved the deal on the spot.
Restaurant
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $850,000
Purchase
Rate: 11.99%
LTV: 60%
Term: 2 Year
Broker Made: $17,000
One of our approved Brokers calls us with this restaurant deal. We love restarant loans. We comitted to fund this deal that includes the actual business at 60% LTV. We closed this transaction in 7 days.
Single Family Residence
Business Use Cash-Out Big Bear Lake, CA
1st Trust Deed Loan Amount: $340,000
Refinance
Rate: 11.99%
LTV: 55%
Term: 3 Years
Broker Made: $8,500
One of our approved Brokers had a 2 sided deal Real estate transaction and loan on a purchase. The loan required a sizable down payment that was a surprise to the Broker and the borrower, The Broker brought us this borrower with a NOO property that we refinanced with $315,000 cashout that was used to purchase the new property. Closed in 4 days The king saved the deal
Single Family Residence
Fix and Flip Yucca Valley, CA
1st Trust Deed Loan Amount: $140,000
Purchase
Rate:: 11.99%
LTV: 50%
Term: 1 Year
Broker Made: $13,000
A returning borrower came to us with another great Fix and Flip opportunity. We didn’t hesitate to get this funded for them, and since they were a returning borrower we didn’t need any documentation; it was all on file.
Motel
Business Use Cash-Out Visalia, CA
2nd Trust Deed Loan Amount: $235,000
Refinance
Rate: 14.99%
CLTV: 35.00%
Term: 1 Year
Broker Made: $11,500
We have the first mortgage on this property. When the borrower needed to pull cash out for their business the Broker brought them right back to us. We did the loan with no appraisal.
Single Family Residence
Rate/Term Refinance Colton, CA
1st Trust Deed Loan Amount: $360,000
Refinance
Rate: 11.99%
LTV: 60%
Term: 2 Years
Broker Made: $10,800
Borrower inherited this property from their mother after her passing. They also inherited a reverse mortgage that the lender put into foreclosure. The borrower didn’t want to lose the property so the Broker came to us to get the loan done! It was approved in 1 day, docs were done the day after, and it closed on the third day.
Commercial
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $315,000
Refinance
Rate:: 9.99%
LTV: 13%
Term: 5 Years
Referral Fee: $15,750
Borrower needed cash out to make repairs and improvements to their property. The low LTV and allowed us to give them the best rate available. We funded this deal through the borrower’s Trust. Stated income and assets, no tax returns. Quick closing 5 days.
Mixed-Used Commercial
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $420,000
Purchase
Rate: 11.99%
LTV: 60.00%
Term: 5 Years
Broker Made: $6,300
Broker brought us this deal and needed to close as soon as possible. The borrower was going to lose ther earnest money depsoit unless they could within a week. We drove out to see the property, processed, got docs and closed it in 5 days – no appraisal needed.
Commercial
Rate/Term Refinance Santa Ana, CA
1st Trust Deed Loan Amount: $1,000,000
Purchase
Rate: 12%
LTV: 63%
Term: 5 Years
Broker Made: $20,000
Instead of using cash, this buyer wanted a buyer wanted a quick, easy loan option to buy this property and keep himself liquid. We funded this in 10 days. This was a vacant run down retail property. The borrower was going to rehab the property and then put his business in the property.
Single Family Residence
Business Use Cash-Out Brea, CA
1st Trust Deed Loan Amount: $750,000
Refinance
Rate:: 11.99%
LTV: 45%
Term: 5 Years
Referral Fee: $7500
Borrower needed money for an upcoming business venture. Instead of selling this property to raise the funds, we structured a $750k cash out loan, so the borrower could keep the property. The King funded this in five days.
Single Family Residence
Business Use Cash-Out San Bernardino, CA
1st Trust Deed Loan Amount: $100,000
Refinance
Rate: 12.00%
LTV: 26%
Term: 7 Years
Broker Made: $1,000
The borrower needed cashout to recoup a loss on a failed business venture. The King funded this cashout deal in 4 days for the borrower.
Land
Business Use Cash-Out Corona, CA
1st Trust Deed Loan Amount: $1,250,000
Refinance
Rate: 12.99%
LTV: 18%
Term: 3 Years
Broker Made: $25,000
Land deals can be difficult to do. Most lenders won’t do them, but the King came through for this borrower and his Broker. The borrower needed a new loan structured to stay a float until their plans were approved. This deal closed in less than ten days.
Commercial Property
Business Use Cash-Out Compton, CA
1st Trust Deed Loan Amount: $750,000
Refinance
Rate:: 11.00%
LTV: 25%
Term: 5 Years
Referral Fee: $7500
Business needed to pull cash out of their equity to pay off multiple lenders and consolidate to one loan.
Commercial Property
Business Use Cash-Out Los Angeles, CA
1st Trust Deed Loan Amount: $1,750,000
Refinance
Rate: 11.25%
LTV: 58%
Term: 5 Years
Broker Made: $21,875
Borrower’s current loan was maturing and needed to be paid off ASAP. They also wanted cash out for property repairs and renovations; we gave them over $180,000.
Single Family Residence
Fix and Flip Bakersfield, CA
1st Trust Deed Loan Amount: $179,000
Purchase
Rate: 11.99%
LTV: 79%
Term: 5 Years
Broker Made: $3580
Great property with amazing potential because of this we gave our borrower 80% of the purchase price.
Single Family Residence
Business Use Cash-Out Anaheim, CA
1st Trust Deed Loan Amount: $570,000
Refinance
Rate:: 12.00%
LTV: 65%
Broker Made: $11,401
Term: 3 Years
Mixed Use Property
Business Use Cash-Out Long Beach, CA
1st Trust Deed Loan Amount: $625,000
Refinance
Rate: 11.99%
LTV: 40%
Referral Fee: $6,250
Term: 5 Years
Golf Course
Rate/Term Refinance Hemet, CA
1st Trust Deed Loan Amount: $1,175,000
Refinance
Rate: 11.99%
LTV: 52%
Referral Fee: $11,750
Term: 20 Years
Closed in 10 Days